Orion Federal Credit Union Gives Back in 2015

Orion Giving

Orion Federal Credit Union affirms commitment to the Memphis community through volunteer and philanthropic activities for 2016.

MEMPHIS, Tenn. (Nov. 17, 2015)Orion Federal Credit Union , the largest federal credit union in West Tennessee, is committing to dedicating dollars and volunteer hours to supporting the Memphis community again in 2016 via various local nonprofit and community initiatives. Year to-date in 2015, Orion employees have logged more than 200 volunteer hours working with schools in Shelby County, sponsored 22 local events and donated critical funding to 27 local groups.

Orion has provided financial support to local groups ranging from Ronald McDonald House Charities of Memphis, the Boys & Girls Club, Literacy Mid-South and the Wolf River Conservancy, among others. The company has also sponsored a wide variety of community events and initiatives including the Levitt Shell Free Music Concert Series, Starry Nights and the Orpheum Summer Movie Series.

“Orion is committed to improving the lives of Memphians by giving back locally and building true community partnerships,” says Daniel Weickenand, CEO of Orion. “From sponsoring events at the Levitt Shell to our partnerships with schools across the city; Orion is dedicated to supporting these important causes and providing opportunities for our members and employees to give back.”

One of Orion’s key philanthropic initiatives is the Orion Gives Back program, which selects one local organization each month as a community partner, receiving a cash grant and the support of the credit union’s members and employees. Each month, the selected organization is highlighted on Orion’s website and at the company’s nine local branches – where employees will often collect much-needed supplies for these area groups.

Orion is also currently participating in the Coats for Kids drive in partnership with News Channel 3. Memphians can donate new and gently used coats to any Orion branch before November 20. This year, the campaign’s goal is to gather 3,000 coats for children across the city.

“Orion Federal Credit Union’s long-standing support of Ronald McDonald House Charities of Memphis is a great illustration of their commitment to connecting deeply with the city and going above and beyond for countless causes like ours across the city,” said Caron Byrd, Ronald McDonald House Charities of Memphis executive director. “Orion not only gives generously to help us provide a ‘home-away-from-home’ for our families – their employees also provide crucial volunteer hours and their members donate much-needed goods for the house – they are truly a well-rounded partner!”

Orion has a long history of community involvement. The credit union has served the Mid-South since 1957, providing a full spectrum of banking options ranging from savings and checking accounts to auto, mortgage and personal loans to those who live or work in the greater Memphis area. Adds Weickenand, “As a financial leader in our community, it’s long been our mission to serve members in the greater community at large – a notion that started with our partnerships with Shelby County Schools in our early days as a teachers’ credit union.”

For more information on how an organization can be considered for Orion Gives Back, please e-mail marketing@orionfcu.com.

Listing of 2015 Support and Sponsorship:


  • Africa in April
  • Baptist Memorial Camp Good Grief*
  • Belle Fund
  • Carpenter Art Garden*
  • College Initiative*
  • Girls, INC*
  • Harwood Center*
  • Hattiloo Theatre*
  • Hope House
  • Kate Bond Elementary
  • Kiwanis Charities
  • Memphis Education Association
  • Midsouth Sober Living
  • NAACP of Memphis
  • New Ballet Ensemble Memphis
  • Operation: Safe Community
  • Pink Palace Family of Museums*
  • Porter-Leath
  • RISE Foundation*
  • Ronald McDonald House Charities of Memphis
  • Salvation Army
  • South Memphis Alliance*
  • Southern Reins*
  • Stax/Soulsville
  • Tennessee Arts Academy
  • Volunteer Odyssey*
  • Westside Elementary
  • Women’s Foundation for a Greater Memphis

(* denotes inclusion in the Orion Gives Back program)


  • A Summons to Memphis
  • Baptist Healthcare – Art of Giving
  • Consortium MMT – Epitome of Soul
  • Humane Society of Memphis – Animal Play Yards
  • Levitt Shell – Orion Free Concert Series
  • Memphis Farmers Market
  • Memphis Library Foundation – Cloud 901
  • Memphis Paws – Burgerfest
  • Methodist Healthcare – Living Awards
  • Multiple Sclerosis Society – Bosco’s Cycling Team
  • National Civil Rights Museum – Freedom Award Gala
  • Orpheum Theatre – Orpheum Summer Movie Series
  • Overton Park Conservancy – Day of Merrymaking
  • Rajun Cajun Crawfish Festival
  • Regional One Health Foundation – One Night Gala
  • RISE Foundation – An Evening of Change Gala
  • RiverArts Festival
  • Rylee’s Run 5k
  • Shelby Farms – Starry Nights
  • Southern Hot Wing Festival
  • Wolf River Conservancy – Cycle The Greenway
  • WREG Coats for Kids

About Orion Federal Credit Union:

Founded in 1957, Orion FCU has grown to become the largest credit union in West Tennessee, with over 62,000 members, $575 million in assets and nine branches.  Orion offers a full spectrum of banking options ranging from savings and checking accounts to auto, mortgage and personal loans to almost everyone who lives or works in the greater Memphis area.

When to start teaching kids about money

Dave Ramsey gives readers a quick  guide to teaching their children about money, based on their age.

For those with children in kindergarten/elementary:

  • Start by setting an example
  • Use a tangible example to show children the meaning of saving (e.g., piggy bank)
  • Show them that it costs money to buy things

For tweens:

  • Tweens are now able to make decisions and understand and realize the each financial decision comes with a consequence
  • Give commissions, not allowances to help them understand the money is earned by doing work
  • Stress the importance of giving, especially right now in preparation for the holiday season

For teenagers:

  • By this time, you should set your child up with a simple financial account at your nearest credit union. This will help them start to manage their own money correctly
  • Help them find their first job
  • Make sure your child understands the dangers that come with getting a credit card

For more information, check out the full article below!
9 ways to teach your kids about money 

Michigan credit unions pay it forward in communities

Michigan credit unions did a fantastic job by giving back in their local communities. The Michigan Credit Union League highlights the various credit unions and their good work.

Marshall Community Credit Union recently donated 4,000 bags of popcorn to a local elementary and high school. The bags of popcorn are distributed during home football and basketball games at the high school. While the bags at the elementary school are used for the parent council organization.

MCCU’s financial education coordinator Andrea Tucker stated the donation was, in part, motivated by the student-run credit union branch at Marshall schools, “With so much that the schools do for us and for our CU In School program, it’s the least we can do for them.”

Forest Area Federal Credit Union presents staff with $500 to Pay It Forward within their communities.

“My staff was excited and proud that we could do this,” CEO Robert Raden said. “They expressed that it was such a rewarding experience to know that our credit union is as community committed as we possibly can be. A strong relationship in our communities has made our credit union a success and our board is always open to be a benefactor to all of our communities in tough times.”

Great job to these Michigan credit unions living out the people helping people philosophy!

Security Credit Union is Supporting the Troops

Security Credit Union in Flint, Michigan, is sending over care packages to deployed men and women in the US military. The press release below is available to view on CU Social Good

support troops

FLINT, MI –Security Credit Union (SCU) has partnered with Operation Care Package of Michigan to host its fourth annual “Support Our Troops” donation drive, as the nonprofit prepares to send care packages to United States soldiers overseas. Donations will be accepted at SCU’s 10 offices in mid-Michigan and two offices in metro Detroit, now through Friday, Oct. 23.

Operation Care Package of Michigan aims to provide deployed military service men and women with the comforts of home by collecting, compiling and sending care packages overseas. Items collected during SCU’s “Support Our Troops” drive will be packaged and shipped to the troops during the holiday season.

“Military service men and women sacrifice so much to protect our freedom. Partnering with Operation Care Package to host this donation drive is a small, but impactful way we can give back to those who give so much,” said Christopher Estes, SCU President and CEO. “We invite community members to stop by their local SCU office to drop off items that will bring joy to our soldiers this holiday season.”

Suggested items include:

  • Personal toiletries (no travel size please): shampoo, bar soap, lip balm, dental floss, deodorant, baby wipes, lotion, eye drops, Tylenol and Motrin and disposable razors.
  • Non-perishable food items: beef jerky, chips, crackers, cookies, dry cereal, protein bars, energy drinks, instant oatmeal, microwave popcorn, pudding cups and hard candies.
  • Clothing: underwear, socks (white), bandanas, slippers, sunglasses and shower shoes.
  • Recreation materials: board games, batteries, puzzles, books, CDs and DVDs, video games, athletic equipment, sewing kits, stationery and prepaid phone cards.

For a complete list of suggested and prohibited items for donation, visit www.ocpmi.com.

About Security Credit Union

Headquartered in Flint, Mich., Security Credit Union has been committed to providing secure, convenient and personalized service since 1949. With more than 48,000 members and 12 locations, SCU attends the financial needs of members across Genesee, Lapeer, Livingston, Macomb, Oakland, Saginaw, Sanilac, Shiawassee, Washtenaw and Wayne counties.  SCU members receive quality service and exceptional value when choosing SCU as their trusted financial partner. For more information, visit www.securitycu.org, or call (810) 235-2322 or toll-free at (800) 373-2333.

The best tricks for your Halloween budget

trick or treat


Did you know that the average American will spend $74 this year on Halloween activities? Between costumes, candy and decorations celebrating Halloween can be costly. NRF reports that Americans spend $1.2 billion on adult costumes while total spending on children’s costumes tops out at $950 million.

Don’t be frighten – there are ways you can celebrate that will trim back the costs!

  1. Go retro with your games
  2. Take advantage of your community
  3. Recycle candy
  4.  Get creative with costumes
  5. Prepare early
  6. Make decor that’ll last
  7. Have fun in the kitchen

For more information check out the full article below:
The best frugal Halloween tricks 



Choose the right credit cards

It’s important to make smart decisions when selecting a credit card to use. Credit cards can be good and bad, depending on the card holder’s spending habits.

You might be receive various offers from credit card companies either in the mail or email, saying you’re qualified, apply now! However, to first do your homework.

Think about, can you afford this? Will you be responsible with your payments? Do you really need this card? How will it help your credit score?

During the selection process, it’s important to look at the late fees policy and other charges associated with the cards. Take your time and read the fine print! Some cards charge an annual fee to use the card – stay clear away from that particular card!

Also, make sure you know and understand what APR stands for – Annual Percentage Rate. This is how much you’ll pay in interest if you carry a balance from month to month and how much of % the rate will change if you cannot make payments on time.  This is an essential component when deciding on which card to select.

But most importantly, you need to be aware of your spending habits. Are you a savor or spender? What is your income like? What are your expenses, etc? Just some of the questions you should ask yourself during the credit card search.

For more information, check out Generations FCU article:
Choose Your Credit Cards Wisely



Comparison between bank and a Credit Union

For some people, they still don’t know what the difference is between a bank and a credit union. This Saving Advice article helps clear up any confusion you may or may not have had regarding these two financial institutions.

Due to the recent 2008 financial crisis, banks were hit hard financially and negatively by the public. Since then, many people have been bad-mouthing banks due to their involvement and role in the financial crisis. Leaving credit unions looking innocent and more favorable among consumers.

Banks have been struggling to maintain or rebuild what they originally had before the crisis. While credit unions, one of the few financial institutions, have gain momentum.

Key difference between banks and credit unions is ownership.

Banks are owned by a company.

Credit unions are owned by their members. That means when you become a member, despite how much you financially invest into the credit union, you are a part-owner.

Key difference between banks and credit unions is interest rates.

Credit unions usually offer high interest rates on savings, checking, and certificates of deposit. Credit unions are the only financial institution that can do this because they are NOT for profit.

Key difference between banks and credit unions are fees.

Fees are lower and minimal at credit unions vs banks. Since credit unions are democratically governed, if members voice they are sick of high fees they will lower them. In addition, credit unions are more flexible on overdraft policies.

Key difference between banks and credit unions are ATMs fees.

Credit unions work together in the form of shared branch network, that provide more than 30,000 surcharge-free ATMs to ALL credit union members. Banks compete with one another, and charge excessive ATM fees to customers who bank out of their network.

If you’d like to learn more, check out the full article below that lists out more advantages to bank with a credit union:
What’s the difference between a bank and a credit union?

Spokane Media FCU lives out people helping people philosophy for member

The staff at Spokane Media FCU in Washington state recently helped out a member that had lost his job and was piled up on medial and other overdue bills. While banks might have shunned this individual away, Spokane Media welcomed the member and lived out the “people helping people” philosophy to help get this member back on his two feet.

The member, Gary, aged 66, had recently lost his job as a dishwasher and had medical bills from a past injury. Gary was about to run out of his small unemployment benefits and social security checks that were coming in.

Staff at the Spokane Media FCU connected Gary to an assistance living center for those with disabilities and low-income. Gary now resides at this residence and even received a complimentary cell phone.

Since Gary is a Vietnam vet, Spokane staff contacted the Veterans Administration to get him a pension for his service. Three months later, Gary is receiving an extra $350 a month that goes towards his expenses.

What’s impressive is the staff at Spokane got Gary’s dentist to forgo most of his past due dental appointment bill, and chipped in for the rest! Wow! This is a great example of how credit unions put their members first. Great job to the staff at Spokane!

In addition, Gary was placed on the Food Stamps program and Meals on Wheels, which serves free lunch at his new residence.

Way to go Spokane Media FCU! What you did for Gary is amazing! You should be proud of yourselves. Keep living out the people helping people meaning of life!

To view the full article, please click below
Spokane Media FCU employees go ‘above and beyond’ aiding member

Army Aviation Center FCU donates funds in memory of soldiers & marines

army aviation

Source: CU Social Good

Santa Rosa Beach, Fla. — Army Aviation Center Federal Credit Union (AACFCU) donated $8,000 to the Special Operations Warrior Foundation in memory of the soldiers and marines who died in a helicopter crash in the Santa Rosa Sound earlier this year. The Special Operations Warrior Foundation benefits the surviving family members of fallen Special Operations Forces through college scholarships, family and educational counseling as well as financial grants.  “We’re proud to honor the memory of the men who were lost, and our thoughts and prayers continue to be with their families,” said AACFCU President/CEO Bobby Michael.  Pictured left to right: Col. (ret.) Kim Wintner, Alliance Association Management Company owner; Chief Master Sgt. (Ret) Wayne Norrad, Special Operations Warrior Foundation board of directors member; Karen McCarthy, AACFCU assistant vice president of Walton County operations; Col. (ret.) George Ferkes, Special Operations Warrior Foundation board of directors member; Charlie Mingus, AACFCU board of directors chairman; Bobby Michael, AACFCU CEO/president.


Army Aviation Center Federal Credit Union was founded 49 years ago by seven soldiers at Fort Rucker, Ala. on the principles of the “Credit Union Movement.”  Today, AACFCU serves more than 110,000 members worldwide with 20 locations throughout Southeast Alabama, Florida’s Emerald Coast and the Mobile Bay Area. For more information, visit www.aacfcu.com.

San Diego County Credit Union distributes thousands of school supplies to students across the county

San Diego County Credit Union distributes thousands of school supplies to students across the county

SDCCU Stuff the Bus 

SDCCU Stuff the Bus supply drive held in partnership with Channel 933 and the San Diego County Office of Education

SAN DIEGO, Calif., (September 25, 2015) – SDCCU Stuff the Bus, held in partnership with Channel 933 and the San Diego County Office of Education, yielded thousands of school supplies for students as they headed back to school this year. The SDCCU School Bus was on tour with Channel 933 throughout August, making various stops to collect supplies. The community was encouraged to drop off supplies at any one of SDCCU’s 38 convenient locations and a total of 3,470 school supplies were collected in the inaugural drive!

“We thank the entire community for coming together to support our local schools, teachers and students. Through SDCCU Classroom Heroes, our organization is proud to support many programs that enhance the lives of teachers and students. SDCCU Stuff the Bus furthered our support of local schools by providing students with basic supplies to help better prepare them to succeed in the classroom,” said Teresa Halleck, president and CEO at San Diego County Credit Union (SDCCU), San Diego’s largest locally-owned financial institution.

The San Diego County Office of Education identified several district/schools throughout the county where there is additional need for supplies, such as new pencils, pens, notebooks, calculators and paperclips. The supplies that were donated to SDCCU Stuff the Bus will be given directly to districts to divide among schools.

San Diego County Credit Union is San Diego’s largest locally-owned financial institution serving San Diego, Riverside and Orange counties. SDCCU has assets of $7.0 billion, over 298,000 customers, 38 convenient branch locations and 30,000 surcharge-FREE ATMs. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU is leading the way, offering FREE Checking with eStatements, SDCCU Mobile Deposit, mortgage loans, auto loans, Visa® credit cards and business banking services. Federally insured by NCUA. Equal Housing Opportunity. Equal Opportunity Employer. For more information, visit www.sdccu.com.